OAK Knowledge

Privacy Policy

Last Updated: July 8, 2025

1. Acceptance of Terms

You affirm you are over 13 and consent to these Terms. Use of the Site constitutes your agreement.

2. Modifications

We may update these Terms; changes become effective when posted. Continued use after updates signifies acceptance.

3. Clickwrap Consent

By clicking “I Agree,” you indicate your explicit agreement to these Terms, including any arbitration agreement and waiver of class action rights—a method upheld under NY law for clickwrap agreements nysenate.govnyc.gov.

4. Auto‑Renewal / Subscription (NY § 527‑a)

  • If we offer subscription or recurring services, we will:

    • Present terms clearly before purchase.

    • Obtain your affirmative consent before charging.

    • Provide an acknowledgment email detailing terms, renewal policy, cancellation method.

    • Allow cancellation online via the same medium used to subscribe.

    • Notify you 15–45 days before renewals for annual subscriptions.

    • Notify you 3–21 days before the first paid renewal following a free trial.

  • If we charge after trial period without proper notice/consent, any goods sent are deemed unconditional gifts.

5. Site Use Rules

You agree not to:

  • Violate NY or US law;

  • Impersonate others or misrepresent status;

  • Upload malicious code;

  • Disrupt Site functionality;

  • Misuse intellectual property;

  • Access restricted areas without authorization.

6. Account, Password, Security

If account access is available:

  • Keep credentials secure.

  • Notify us immediately of unauthorized use or breaches.

7. Intellectual Property

Content—including text, images, logos—is ours or licensed under copyright and trademark law. You may use content only for personal, non‑commercial purposes unless authorized.

8. User‑Generated Content

By posting content on the Site, you grant us a worldwide, royalty‑free, sublicensable license to use, modify, and distribute it.

9. Disclaimers

The Site is provided “as is,” without warranties. We disclaim all implied warranties of merchantability, fitness for a particular purpose, accuracy, or non‑infringement.

10. Limitation of Liability

We and our partners are not liable for indirect, incidental, or consequential damages—even if advised of potential harm.

11. Indemnification

You agree to defend, indemnify, and hold us harmless from any claims arising from your Site use or breach of these Terms.

12. Arbitration & Dispute Resolution

  • These Terms are governed by New York law (excluding conflict-of-law rules).

  • Disputes will be resolved via binding arbitration under the Federal Arbitration Act.

  • You and Team Garcia both waive rights to jury trials and class actions.

  • For disputes over $75,000 or intellectual property, you may take the case to courts in New York County.

13. Termination

We may suspend or terminate access for any violation of these Terms. You may also discontinue use at any time; Sections 7, 8, 9, 10, 11, 12, and 14 survive termination.

14. Severability

If any provision is invalid, unenforceable, or illegal, the remainder remains effective

15. Contact Us